Tired of Credit Repair Companies That Don’t Deliver? So are we.

97% of clients never leave because we actually do the work for you. We attack the fastest wins first, then build you a 🔫 💥💨 bulletproof credit plan you can actually follow.

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(Zero down. Get a call from your credit specialist with no fluff and just real help.)

97%

Retention Rate

150k+

Users System Trusted by

24k+

Active Users Managed

How We Fix Your Credit

(While You Kick Your Feet Up)

Kick your feet up

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Analyze

We Build Your Credit Plan We Comb Through Your Credit Attack the fastest wins first so you see results, fast.

Dispute

We Handle Disputes & Negotiations While you chill, focus on life in front of you.

Build, Boost & Win

You Build New Habits, Boost Your Score & Never Look Back With ongoing guidance, secured card/loan offers, strategy, and more. 🖤

Why ONYX Is the Ultimate Credit & Financial Solutions Opportunity

Proven Results

97% of clients stay with ONYX because we deliver results others can’t.

Tailored Strategy

Every plan is custom-built for your goals—no cookie-cutter fixes.

Fast Approvals

We get you approved faster, focusing on quick wins and lasting gains.

Human Support

Real support from real specialists—no bots, no guesswork.

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Trusted by the Institutions That Count

Our platform leverages systems trusted by over 150,000 users with real credit specialists. No BS. No unethical shortcuts. No empty promises.Built for FCRA & CROA compliance.

Trusted by partners managing 24,000+ active personal credit users and $229M+ in client revenue.Integrated with industry leaders in personal credit solutions, corporate cards, and financial services.Our partners have funded $28B+ in loans and processed 75M+ approval workflows.